Worried About Flood Insurance? Would You Really Need it?

Posted By Shawn Pillion @ Nov 7th 2014 1:49pm In: Buyer Info

Do I need Flood Insurance?

Everyday we hear buyers and sellers talking about flood insurance on their Charleston real estate. But what's the big deal? We all know lenders require flood insurance when their money is on the line... but do you really need flood insurance? What if your new Charleston Real Estate isn't on Folly or IOP? What if you're not even in a flood zone and you live in Summerville?

Well NOAA has just let the ink dry on their new Storm Surge Inundation website with an interactive map! That's right, you can find your house on the map and see what would happen if a hurricane of varying degrees hit Charleston at high tide.

Flood Legend







This is what things would look like if a Category 1 Storm hit us:

Charleston Category 1 Hurricane Real Estate

What about a Category 3 Storm:

Charleston Category 3 Hurricane Real Estate

And most of us haven't forgotten Hugo- this is what Charleston would look like if a category 5 storm came ashore:

Charleston Category 5 Hurricane Real Estate


So when people ask us if Flood Insurance is something they need to worry about when buying Charleston Real Estate, we tell them YES!

Even if you don't live in a flood zone and your mortgage company doesn't require flood insurance a serious storm would cause massive flooding in Charleston.

Want to play with the interactive map on the NOAA website?




1115 Tidal View Lane
Charleston, SC

MLS# 1426373 - Residential

This immaculate, turn key, lakefront property is absolutely loaded with upgrades! Entering the front door you are met by beautiful custom oak hard wood floors that run throughout the first floor. The eat-in kitchen features granite counter tops, custom cabinetry, a gas range and 2 large pantries with plenty of storage space. In addition, the down stairs living area also features a formal dining room, formal living room and a family room with custom in-lay carpet. Just off the living room is a fantastic enclosed sun room that flows onto an impressive deck overlooking the lake! Upstairs, the master bedroom is spacious and has 2 huge walk-in closets one of which is currently used as an office. The master bathroom has been completely remodeled with an incredible 10 ft walk-in shower, marble fl oors, and a corian counter top with dual sinks. Finishing the upstairs are 2 additional bed rooms with new carpeting and a full bath. Outdoors, you will find exceptional landscaping with accent lighting, a well manicured lawn, and a fenced in back yard offering direct access to the lake. Other upgrades include wooden plantation shutters throughout the house, a new roof, security system, new hot water heater, irrigation system, encapsulated crawl space, new insulated garage doors and gas lines plumbed to the deck for hassle free grilling! Amenities include a pool, tennis court, playground, sidewalks and fishing ponds. This property is located just minutes to Folly Beach and Downtown. No expense has been spared on this immaculate home and it must be seen to be truly appreciated!

View Listing Details

Comments (0)

Comments have been closed for this post.
Please contact us if you have any questions or comments.